Insurance Benefits
Credit Cover (Classic and Gold Cards)
Enjoy complete peace of mind with HSBC Credit Cover.
As an HSBC Cardholder, you can now benefit from a comprehensive Credit Cover against your outstanding balance, in the event of any eventuality.
You enjoy automatic enrolment for this Credit Cover with 2 months FREE cover. Thereafter, the premium will be charged at 0.20% of your monthly outstanding balance
To opt out of this feature please call 03-01-36HSBC (364722).
In the event of Permanent Total Disability or Death of the Primary Cardholder, 100% of the outstanding balance on the Card is settled up to a maximum of USD20,000 for Gold Cards and USD13,500 for Classic Cards.
Credit Cover Terms and Conditions:
1. The monthly cost for HSBC Credit Cover will be added to the Amount Outstanding and the Minimum Amount Due on the Card Account.
2. The Cardholder may cancel the HSBC Credit Cover by giving notice to the Bank, such notice shall be effective from the next Billing Period for the Card. Once cancelled, the HSBC Credit Cover cannot be reinstated.
3. The Bank may cancel or amend the terms of the HSBC Credit Cover or vary the monthly cost by giving notice to the Cardholder.
4. HSBC Credit Cover is arranged through HSBC Insurance Brokers Limited. It is subject to terms and conditions and exclusions of the policy. The list of exclusions is available on this website or from the Bank upon request.
5. Unless we hear from you to the contrary within a period of 15 days following receipt of the physical notice sent to you, we consider that you have impliedly agreed for the insurance cover of the risk taken by the Bank for your benefit to the extent of the outstanding balance in the limits stated on your statement.
To view the summary of cover, please click here.
Purchase Protection (All Cards including Platinum and Premier)
Items purchased using your Credit Card from HSBC are covered under Purchase Protection for up to USD 5,000 per claim (depending on type of card) and up to a maximum of USD 10,000 in a year (depending on type of card).
To view the summary of cover, please click here.
Travel Protect (Premier and Platinum)
You and your family will be protected against Medical Expenses for accident/sickness, Emergency Medical Evacuation, Flight delays, baggage delays, baggage loss and death repatriation when you charge your (and your family's) travel fare to your HSBC Platinum or Premier Credit Card. This is an annual multi-trip policy. You are covered for:
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Medical Expenses for accident/sickness up to USD 50,000 per person per trip (less $100 deductable).
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Emergency Medical Evacuation up to USD 25,000 per person per trip.
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Flight Delays (excess of 12 hours) up to USD 250 per person per trip for the purchase of emergency items.
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Baggage delays exceeding 4 hours - USD 25 per hour, up to USD 500 per person per trip.
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Baggage loss up to USD 50 per item up to USD 500 per person per trip (less any amount paid under baggage delay benefits).
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Death repatriation up to USD 5,000.
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Covers insurance requirements for obtaining a Schengen Visa.
Secure Wallet (Premier and Platinum)
You are insured against all fraudulent transactions committed on the card within 48 hours as a result of a loss or theft. Cover also includes replacement of other identification cards/papers and keys lost or stolen at the same time as the insured credit card.
The cover amount is up to USD 2,000 per annum on fraudulent transactions including and up to USD 200 for the cost of replacement of identification cards/papers and USD 100 for the cost of replacement of lost keys.
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Lebanon
